Insurance and Payment Plans

Petaluma Family Dentistry gladly accepts insurance and payment plans to cover your dental care. We believe everyone should have access to care, and can assist in setting up a personalized payment plan. We will take care of the details during the billing process, making payment a breeze.


We are committed to providing you with the highest level of service during your treatment process and believe a standardized financial policy provides clarity regarding payments. Your estimated co-payment (the amount not covered by your insurance) is due at the time of service and may be adjusted after the time of treatment once we have a final reconciliation of your insurance payment.

  • Payment of any account balance is due in full within 20 days of your statement date.
  • We gladly accept Visa, MasterCard, Discover, check, or cash.
  • Payment plans are available upon request through CareCredit, pending approval.
  • We offer a 5% discount for cash payments at the time of service.


Our office team takes pride in helping you navigate your insurance claims. We do our best to provide you with an estimate of insurance coverage prior to the onset of your treatment plan. As a courtesy, we will gladly file your insurance claims.

If we are not in your network, we can still provide dental care to you and your family! Many of our patients use out-of-network insurance and still receive the same customized care, at a similar cost. In fact, many patients find that they save money despite being out-of-network because we establish long-term plans that are clinically successful yet cost-effective. Dr. Navid and the Petaluma Family Dental team work tirelessly to identify the best plan for your goals while minimizing overall costs.

We provide quality and comprehensive care to all of our patients, regardless of insurance status. Your health and well-being are our first priority. We work with insurance companies as your advocate, maximizing your benefits.

Petaluma Family Dentistry has treated members of our community since 1967, and we have a deep understanding of the ins and outs of dental insurance. We use our knowledge to maximize the benefits of your insurance plan, ensuring that your family receives the best possible care. We are available to answer any questions you may have about insurance or payment plans.


Think of CareCredit as your own health, wellness, and beauty credit card. Whether it’s oral surgery, getting a crown, or a general check-up, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness, and beauty credit card. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* you can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists, and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.

Learn more by visiting or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today.

You’ll be smiling brighter in no time!